Liberty Federal Credit Union is a recognized leader in the mortgage industry, offering specialized services to help homebuyers find the best financing options for their needs. With a nationwide reach, Liberty FCU is committed to providing fast, responsive service that ensures a smooth and efficient mortgage experience.
The credit union offers expertise in construction lending, serving modular home buyers and builders across 42 states. Whether clients are purchasing land, building a modular home, or renovating an existing property, Liberty FCU provides a range of flexible, cost-effective financing solutions designed to meet the unique needs of each project.
One of the key features of Liberty FCU’s mortgage offerings is the one-time close construction-to-permanent loan. This product enables borrowers to secure both construction and permanent financing in a single transaction, helping to reduce costs and simplify the process. For modular home builders, this streamlined approach can be particularly beneficial, reducing the complexity often involved with securing multiple loans for construction and permanent mortgages.
In addition to this, Liberty Federal Credit Union offers flexible draw schedules, which help builders manage project cash flow more effectively throughout the construction process. With a strong understanding of the modular home industry, Liberty FCU is able to support builders in a way that keeps projects on track and aligned with the specific needs of modular home construction.
Liberty FCU also offers resources for first-time homebuyers, helping guide them through the steps of the mortgage process. Their educational programs cover everything from pre-qualification and approval to understanding home plans and specifications, ensuring that potential buyers feel confident throughout their home financing journey.
As a member of the Modular Home Builders Association, Liberty Federal Credit Union joins other industry-leading financial institutions that are working to support the modular home market. By offering reliable, flexible mortgage solutions, they contribute to a diverse range of options available to builders and homebuyers within the association, each of which brings unique strengths to the industry.